Banana Pepper Dip!!! Mix 1 block softened cream cheese , 1 cup mozzarella cheese, 1/2 c Parmesan cheese, 1 tsp garlic and onion powder. Chop finely 3-5 banana peppers without seeds ( more or less depending on heat desired ). Mix into cheese . Spread mixture in a dish ( I use 5x11). Sprinkle on bread crumbs to cover and drizzle with olive oil. Bake at 350 until bubbly. Serve with chips or crackers!!!