Bill binder

I use a 3-inch binder to keep my current (the past 6 months) bills organized. I just recently purchased one of the Better Binders from Staples to replace my old one which had seen better days. I got the hot pink color because it's the only thing that could possibly be cheery about doing the bills. I have a pencil pouch in the front which houses my calculator, a black or blue ink pen, a red pen and a pencil. Behind that pouch is a clear plastic pouch which houses my outstanding bill stubs…