6 Savings Accounts Every Family Needs to Have via @lifeandabudget
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Savings accounts
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How to make easy money with money you already have 💰 📢 Use a High Yield Savings Account (HYSA) A HYSA has a higher Annual Percentage Yield (APY, or interest rate) than traditional savings accounts offered by most major banks. Think 0.01% versus 4.0%+ (HUGE difference! 😱) Before choosing a new savings accounts, do your research to see if any minimum deposits or minimum balances are required or if there are any account or maintenance fees. *This is not intended to be taken as financial…
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What's the difference between an emergency fund and a sinking fund? They are both savings accounts but have different purposes. An emergency fund is there in case of, well, an emergency. If something unexpected happens, it's there to back you up. Sinking funds are set up for planned purchases -things like vacations, buying a car, or saving for certain bills, like your car insurance if you pay bi-annually. Check out the blog for more info on saving & budgeting!
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Using multiple savings accounts is an amazing way to organize your financial goals. Here's how to get started.
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I remember the very first bank account that I set up. It was right after the County Fair. I was 10. If you aren’t a farm kid, the county fair doesn’t mean much to you, but I was a 4-H k…
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In this article I'll share with you how I organize my bank accounts, what has worked best for my family as we work through paying off our $490k worth of debt, + give you some real life examples to actually help you get started organizing your own bank accounts.
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Having multiple bank accounts can help you save for the future and achieve your goals. We use 4 bank accounts and love this system!
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There are so many things you can do to save money! These money saving tips from @simplysmartcents and tricks are just what you need when living on one low income. Saving money doesn't have to be difficult and anyone can do it. A few simple changes can reduce expenses and help you make more money to skyrocket your savings account! https://www.pinterest.com/pin/1037305726660703087/ #TimeForMoreMeTime #TFMMT #HowToEarnExtraMoney #SaveMoney #SaveTime
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