Private Finance

Collection by Joelle Hand

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Joelle Hand
Dave Ramsey's Baby Steps

Our Budget After Going Debt Free

Now that we have my student loans paid off, we wanted to share our new financial goals with you and how our monthly budget has changed to meet those goals.

Where was this at the beginning of my summer class!

imgfave - amazing and inspiring images

A fun image sharing community. Explore amazing art and photography and share your own visual inspiration!

How to use Dave Ramsey’s Envelope System [and 4 Envelope System Wallets]

I have noticed that since I’ve started using the envelope system, I’m spending about $60 less per two-week period than when I used a debit card. I think it’s because when I lay three $20s down for groceries, it hurts! When I paid with debit, it didn’t really register with me. —My Total Money Makeover ...

These 9 home decor charts are SO GOOD! I'm so glad I found this! These have seriously helped me redecorate my rooms and make them look AMAZING! So pinning this!

9 Graphs That Will Turn You Into an Interior Decorating Genius

These 9 home decor charts are SO GOOD! I'm so glad I found this! These have seriously helped me redecorate my rooms and make them look AMAZING! So pinning this!

Follow these great budget tips to save $400/mo in just minutes per day.

How to Save Money – 98 Ways to Cut Your Spending by $400 a Month!

Did you know if you cut your spending by $13 a day, you’ll save $400 a month and $4,800 a year! This is currently the most popular article on The Budget Diet, and I've just updated it for

Dave Ramsey- what are you willing to give up?

The Dave Ramsey Show on Twitter

“The most important decision about your goals is not what you're willing to do to achieve them... #DaveDaily”