This may be an unpopular opinion, but hear me out: When shopping for a mortgage, do not shop by rate. In most cases, if a rate seems too good to be true, it is. Instead, shop by service… and in most cases, those lenders also happen to have some of the most competitive rates. #themoreyouknow #mortgagerates #mortgageadvice #mortgagetips #finance #mortgageloan #firsttimehomebuyer #mortgagemandy #homebuyingtips #homeloan #realestate